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In-house concept · Concept

Puddle

Community contribution, made clear.

Shared rules, clear records and a visible rotation — so every member knows where the group stands.

A concept for coordinating community contribution and rotation groups, inspired by stokvel practice. Members (Puddlers) agree rules, contribute on a schedule and receive the group distribution in rotation, with records everyone can review.

Enquire about Puddle
Illustrative Puddle group screen with a contribution history, rotation calendar and season summary, using fictional sample data.
Illustrative interface · sample data

Who it helps

  • Contribution and savings groups
  • Communities formalising existing stokvel practice

Connected capabilities

Coordination and records for groups that already work together.

Group rules and membership

Rules, members and the schedule agreed up front and visible to everyone.

Tide out — contributions

Each member's contribution records and history, open for review.

Tide in — rotation

A calendar showing whose turn comes when across the cycle.

Season statements

A clear summary when a full rotation completes.

Exceptions and disputes

A structured way to raise and resolve missed contributions or disagreements.

Splash

Optional voluntary extras, kept separate from regular obligations.

Vocabulary

Engine families (Mercurial, Venusian, Jovian, Saturnian, Plutonian) and tiers (Orbital, Cosmic, Galactic) are design vocabulary for different group pace and scale.

Puddler
A member of a Puddle group.
Tide out
A member's scheduled contribution.
Tide in
A member's turn to receive the group distribution.
Splash
An optional voluntary extra contribution.
Cycle
One distribution period.
Season
A full rotation through the group.

Representative journey

A season

How a group is meant to run a season:

  1. 01Agree rules
  2. 02Set the schedule
  3. 03Record and review contributions
  4. 04Track the rotation
  5. 05Share the season statement

What's next

  • Group coordination and records first
  • Payment features only after provider and professional review

Where it stands

Concept. This website offers no pool enrolment or money movement, and no payout or growth of money is promised.

Interested in Puddle?

Tell us about your interest or how you might like to be involved.

Get in touch info@simplistech.co.za

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